Friday Finds a Surprise...

Happy Friday! This is the perfect time of year for DIY home improvements. The weather is cooling down and it’s time to get outside and fix all the problems around the house before winter hits. As we always say Life Happens We Are Here with a surprise SALE! While supplies last we are offering 15% off CHAINSAWS. We carry top of the line brands including but not limited to Stihl and Husqvarna. Our products are in perfect working condition and they start at the low price of $169 made even lower after sale at only $143.65!

#LifeHappensWeAreHere #LoanUSA #SurpriseSale #Chainsaws

Posted on September 21, 2018 .

Lawrence Location CLOSED Today- Friday 9/14/2018

Due to the multiple gas explosions yesterday in Merrimack Valley our Lawrence location will be closed all day today, Friday September 14th. Our number one priority is the safety of our customers, employees and everyone affected by this horrible incident. Homes have been lost, thousands are without power and 495 exits into Lawrence/Andover are closed. We will re-open Lawrence as soon as it is safe, please check our website and Facebook page for updates.

Our thoughts are with everyone affected and we are here to help in any way we can, please do not hesitate to reach out to us for assistance in Worcester (508-754-3600) and Springfield (413- 746-2274) and online 24/7: Facebook @LoanUSAInc; Twitter @Loan_USA;

Posted on September 14, 2018 .

Don't be Late- Friday Finds Watches

Happy Friday! The fall weather is here, football is officially back and traffic is horrifying- it's safe to say this is a very busy time of year for everyone.  Being on time is important at every stage of your life whether you are going to school or heading to the office.  As always Loan USA is here to help you stay on schedule with the huge inventory of stylish affordable watches we have available now in all 3 store locations and online.  Check out two of my favorite his and her options below: 

 Stainless Steel Movado Eliro for her at the low price of $395! 

Stainless Steel Movado Eliro for her at the low price of $395! 

 Men's Tag Heuer SEL TT WG1120 stainless steal and gold plated watch for only $349! 

Men's Tag Heuer SEL TT WG1120 stainless steal and gold plated watch for only $349! 

#HappyPawnShopping #FridayFinds #LoanUSA #LifeHappensWeAreHere

Posted on September 7, 2018 .

Friday Finds the Annual Back to School Post

Happy Friday! This is not everyone's favorite subject but it's time to get ready for back to school. I personally love this time of year but I know that this can be stressful time for families and Loan USA is here to take some of that stress away.  

Loaning you money is the number one way we can help you right now.  Tuition and school supplies get more expensive every year, no matter what age/grade your students are in.  We can give you money on the spot for an item of value.  Best part is, you can get your belongings back if you want by paying the interest until you are ready to buy it back.  If you prefer to get rid of your stuff you can sell it and take the cash!     

The number two way we can help is to save you money on school supplies! No we do not sell notebooks, pencils or textbooks but we do sell laptops! Another supply we can help with applies to the musical student in your life- we sell all different kinds of instruments from drums to guitars and everything in between! 

Come in to any of our 3 convenient locations (Worcester, Springfield, Lawrence) and let us ease your back to school anxiety! #LifeHappensWeAreHere #LoanUSA #BackToSchool #FridayFinds 

Posted on August 24, 2018 .

Friday Finds Men's Edition

Happy Friday! Most of the time Friday Finds is geared towards jewelry for women mainly because we have a lot of woman's jewelry available but today I have something great for the men.  Side note: we always have jewelry available for men including but not limited to rings, watches and gold chains. 

This chain bracelet is being shared with you today because it's special, it's expensive, and it's worth showing off.  This 14K yellow gold cuban link masterpiece is HEAVY (yes this is a good thing) weighing in at 10oz and it's available now for $12,400.  The price is high (especially for the Loan USA blog) but it's a fraction of what you'd pay at a retail jewelry shop- just sayin! Let the picture do the talking, modeled by J: 


#FridayFinds #LoanUSA #LifeHappensWeAreHere #GoldChain #JewelryForMen #HappyPawnShopping

Posted on August 17, 2018 .


Happy Friday! I'm happy to inform you that all day tomorrow we are participating in the tax free holiday! Items under $2,500 for sale at all 3 Loan USA locations will be tax free all day Saturday, August 11th.  This is the perfect excuse to spend your Saturday pawn shopping with us! Check past blog posts for examples of some of the amazing merchandise we have available for sale and you can also find items on our shopping page  

#HappyPawnShopping #PawnShopUntilYouDrop #LoanUSA #TaxFreeHoliday

Posted on August 10, 2018 .

Friday Finds Engagement Rings

Happy Friday! I've told you before and I'm going to tell you again if you are in the market for an engagement ring look no further.  We can help everyone at every single price point imaginable, seriously, no matter what your budget is our price is ALWAYS the cheapest option in town. Not only do we have great rings in stock in all 3 of our locations (Worcester, Springfield, Lawrence) but we also have the ability to make you up a custom ring.  If you are looking to design your own ring reach out to us today and we will walk you through every step of the process and make you the ring of your dreams. Interested in seeing some of our in stock options check out the pictures below and the low prices! 

Engagement Rings UNDER $1,000

 .40CT pear shaped diamond set in 14K yellow gold for only $349! 

.40CT pear shaped diamond set in 14K yellow gold for only $349! 

 .75CT Round diamond set in 14K white gold $799

.75CT Round diamond set in 14K white gold $799

UNDER $2000

 .80CT center stone with .70CT channel setting totaling 1.50CT in diamonds for $1,595

.80CT center stone with .70CT channel setting totaling 1.50CT in diamonds for $1,595

Spotlight Engagement Ring

 1.9CT in diamonds in total (.90CT center stone) $4,595

1.9CT in diamonds in total (.90CT center stone) $4,595

Come in today and let us find you the perfect ring to start the rest of your life! #LifeHappensWeAreHere #LoanUSA #EngagementRings #AffordableLuxury 

Posted on August 3, 2018 .

Friday Finds the Perfect Biking Weather

Happy Friday! Summer is far from over and up next we are getting ready for perfect (hopefully) fall weather.  If you are looking for a fun outdoor activity I strongly recommend biking! Biking is great for your health, it's an excellent mode of transportation if you are looking to avoid traffic and most importantly it's fun.  Whether you are a serious biker or just starting out we have plenty of bikes available at all different price points.  Bikes are only sold at our Worcester location but if you live closer to Springfield and Lawrence we will be able to deliver to the store closest to you.  

Our Friday Finds spotlight item of the week is a 2015 Cannondale Rush with white and blue coloring and in excellent condition.  This beauty is for sale now for $899 which seems high but if you are familiar with the brand then you know anywhere else this bike will sell for between $1900-$2600! Come in today and check it out for yourself, you wont be dissapaointed! 

#LoanUSA #LifeHappensWeAreHere #CannondaleRush #HappyPawnShopping

Posted on July 27, 2018 .

Friday Finds the 5 W's

Happy Friday! Today we are going to review the 5 W's (Who, What, Where, When and Why) to remind you about everything Loan USA has to offer it's customers.  We are more than sales and holiday shopping so here goes your lesson today brought to you by an old elementary school exercise! 

  • WHO- Loan USA is a family business made up of a very tight knit group of pawnbroking experts.  We have a 2nd and 3rd generation pawnbroker, shout out to J and Papa and Pawn.  Most importantly we are GIA certified, we are pawnbrokers and when life happens WE are here to help. 
  • WHAT- Loan USA is a pawnshop where you can get loans, sell valuable items and shop for affordable items. 
  • WHERE- Loan USA has 3 convenient locations in Worcester, Springfield and Lawrence. 
  • WHEN- We work hard with very few days off. Our normal business hours are Monday-Saturday 9:00am-5:30pm.  We do close for some major holidays and will update you through the website and social media pages.  The next time we are closed isn't until Labor Day! Also, find us online 24/7 at, Facebook @LoanUSAInc., and Twitter @Loan_USA. 
  • WHY- Why come to Loan USA? That's easy.  Life is unexpected and we are here to help when you are faced with difficult situations.   We have the ability to give you cash on the spot for an item of value.  We also like to help with the happy times in your life, for example you can come to us for affordable engagement rings and wedding bands! We are here for you during the holiday's making our affordable retail items even cheaper with special sales and promotions.  Whatever you need we have you covered! 

Come visit us in one of our 3 locations this weekend! 

#LoanUSA #LifeHappensWeAreHere 


Posted on July 20, 2018 .

Happy Birthday J!

It's a very special Friday the 13th... everyone please help me wish J the happiest birthday! He will be hard at work today and you could share in the celebration by stopping by our Worcester location for personal birthday wishes, comment below, find us on Twitter (@Loan_USA) or on Facebook (@LoanUSAInc)- it will make J's day to hear from all of you! Here's to you J, hope this is the best year yet! 

#LoanUSA #HappyBirthdayJ #LifeHappensWeAreHere 

Posted on July 13, 2018 .

Friday Finds

Happy Friday! We are back from our holiday off with a special edition of Friday Finds!  Before we get to the spotlight find of the day let's discuss this heat.  If you are hot and annoyed about the humidity- which is hopefully coming to an end today- come in to any of our 3 convenient locations to cool off.  While you are escaping the heat we can help you with all your pawnbroking and shopping needs, win win!

Now for a sparkling example of the merchandise we have for sale this beautiful design cluster diamond ring will brighten up your day every day.  This ring has .75cttw in diamonds and is set in 14k white gold- available today in our Worcester location for $459! 

 **Please excuse J's fingers and focus on the beauty of the ring**

**Please excuse J's fingers and focus on the beauty of the ring**

Posted on July 6, 2018 .

Closed Wednesday July 4th!

Happy Friday! It feels like summer has officially arrived and we hope everyone is getting ready for a fun holiday week.  A lot of people and businesses are heading into a full week off but not us! All 3 of our locations will be closed for the day on Wednesday July 4th but open the rest of the week business as usual.  Remember you can always find us online 24/7 at, Facebook @LoanUSAInc and Twitter @Loan_USA! 

Happy Summer and Happy 4th of July! 

#ClosedforJuly4th #LoanUSA #LifeHappensWeAreHere

Posted on June 29, 2018 .

Happy (almost) Birthday Papa Pawn!

Happy Friday! Using the blog today to make sure Papa Pawn knows the entire team at Loan USA hopes he has a very happy birthday this weekend! Stop by today, tomorrow or any time next week to wish Papa Pawn a big HBD and while you are here we can help you with all your pawnbroking needs! #LifeHappensWeAreHere #HappyBirthdayPapaPawn #LoanUSA 

Posted on June 22, 2018 .

Happy Father's Day!

All of us at Loan USA would like to wish Papa Pawn AND all the dads a very Happy Father's Day this Sunday!  If you still haven't found the perfect gift for dad yet, you still have time and we are here to help all day today and tomorrow.  Remember we are offering 25% all chainsaws meaning prices will start as low as $112.50!  Other great gift ideas for dad available in all 3 Loan USA locations include but are not limited to: musical instruments, watches, gold chains, flat screen T.V.'s, video game consoles, bicycles and so much more! 

Have a great weekend celebrating dad! 

#LoanUSA #PapaPawn #FathersDayGiftIdeas #HappyPawnShopping #LifeHappensWeAreHere

Posted on June 15, 2018 .

25% off Chainsaws for Father's Day

Happy Friday! Father's Day is a little over a week away and if you haven't found the perfect gift for dad yet we have a special promotion for you.  Starting today we are offering 25% off all chainsaws! The brands we currently have in stock are Echo, Husqvarna  and Stihl and the pricing starts at $150 ($112.50 with our current sale).  Dad's are sick of golf shirts and grilling accessories impress him this year with a chainsaw! 

#LoanUSA #ChainsawsForSale #Father'sDayatLoanUSA #PapaPawn

Posted on June 8, 2018 .

Happy June!

Happy Friday and Happy first day of June!  At Loan USA we like to help you with all of your gift buying needs and we think we did a nice job of pointing out some great gifts for mom and now it's time to help you find something perfect for dad.  Father's Day is only two weeks away and we have some great options at the lowest prices.  

We show you a lot of jewelry and (spoiler alert) at the end of the post you're going to see a watch perfect for dad but please remember we carry much more than just jewelry.  We have something for every type of man on your Father's Day gift list a few examples include: 

  • Is he athletic? Bicycles are in stock! 
  • Is he a gamer? We carry gaming consoles! 
  • Does he binge watch T.V. shows? Come see our flat screen T.V.s! 
  • Does he love music? We have musical instruments! 

And if you still think Dad would prefer a classic time piece that will never go out of style you do not want to miss out on below pictured Baume & Mercier Classima.  Practically brand new featuring Swiss-made self winding movement, genuine Italian leather band and deployment clasp for $999.  


Visit us today and let us help you find the perfect gift for your dad- he deserves it! #LifeHappensWeAreHere #HappyPawnShopping #Father'sDayatLoanUSA 

Posted on June 1, 2018 .

Closed for Memorial Day Monday 5/28/18

Happy Friday and Happy Memorial Day weekend, the unofficial kick off to summer is here! In observance of Memorial Day, Monday May 28th, all 3 Loan USA locations will be closed. We are open all day today and tomorrow and you can find us online 24/7 at, Facebook @LoanUSAInc and Twitter @Loan_USA. 

#HappyMemorialDay #LoanUSA #LifeHappensWeAreHere

Posted on May 25, 2018 .

Website Updates

Happy Friday! Our website recently under went renovations and it looks better than ever.  Here's what you can expect when you view our new and improved site.  The homepage gives you a rundown on the history of Loan USA and information on the steps it takes to pawn an item with us.  Next you have the option to continue deeper into our site in English or Spanish! Once you select your language you will be able to find more detailed information on our lending process and history, a link to our online shopping experience, and of course the best part- the blog! 

Let us know what you think of the changes by commenting below or by connecting with us on Facebook (@LoanUSAInc) and Twitter (@Loan_USA). 

#LoanUSA #LifeHappensWeAreHere 

Posted on May 18, 2018 .

2 Days Left to Shop for Mom!

Happy Friday! There are only 2 shopping days left to get mom the perfect gift for Mother's Day.  That also means there are only 2 days left to take advantage of our sale.  Remember all marked jewelry and watches are 25% off until the end of the business day tomorrow! Here are a couple great gift ideas at all price points for even bigger than normal discounts! 

1. The Tennis Bracelet.  I cannot bring this item up enough, you cannot go wrong picking out a gorgeous diamond tennis bracelet for mom.  It's a piece of jewelry every woman should have the chance to own and it will never, I'll repeat NEVER, go out of style! We have options at all price points and tennis bracelets are normally expensive so let's make this more affordable and take 25% off.  Normally $1,499 on sale for $1,124.25! 


2. The Everyday Necklace. Looking for something that won't break the bank but will be worn and cherished everyday? Look no further... we have a huge inventory of necklaces at great prices. Pictured below find a simple box link chain with a round brilliant solitaire diamond normally this is a steal at $249 but today and tomorrow it's on sale for the unbeatable price of $186.75! 


It doesn't matter what you spend all that matters it hat you are thinking of Mom on her special day.  Let us help you find the perfect gift at a price you are comfortable with. 

#HappyPawnShopping #PawnShopUntilYouDrop #LoanUSA #LifeHappensWeAreHere

Posted on May 11, 2018 .

Alert- New Inventory Perfect for Mother's Day!

Happy Friday and Happy Pawn Shopping!! Mother's Day is a little over a week away, have you found the perfect gift yet? Hopefully the answer is NO because I was alerted first thing this morning of a hot new item for sale today.  The brand is Michele and any woman that cares even the slightest bit about fashion is aware of these stylish watches.  The face is mother of pearl, the hour markings are not numbers they are diamonds, yes you read that correctly, and the band is sleek black patent leather. 

Michele watches are expensive and retail prices start at $800 and move into the thousands.  Our price is only $499 but wait it gets better- the Mother's Day sale is happening now and this beauty is 25% making the watch a steal at only $374.24. 

I'd say you have until the end of the business day on Saturday May 12th to take advantage of this great price but the watch hits the floor this morning and I'd be surprised if it lasts until the end of the day.  Don't wait come in today! 

Posted on May 4, 2018 .